Hello, my name is Javier Gutierrez. My wife Taylor and I have paid off $34,259.37 in debt. Both a car loan and a student loan.

I am a middle school history teacher, and Taylor works for a non-profit company. We used to think debt wasn’t a big deal, even that it was a good thing.

After getting married, we began the road towards financial freedom and found more money to give, save, invest, and enjoy.

We paid off over $34,000 in less than two years. Yup! Our combined salary was just above $45,000.

That little dude is me!

DACA Child

I grew up in a very poor part of Mexico and with limited means.

Living in America for the past 15 years has taught me the value of hard work and perseverance.

After achieving my dream of a college education (first generation graduate), I walked away with more than $15,000 in student loans. The next best thing was paying it off! Becoming debt free has helped me shape my future and my legacy.

This site is meant to give you the tools we have used to become financially aware. Through our struggles and accomplishments, we hope that you too can achieve peace, knowledge, and control of your money with these simple tools:

  1. Create a budget

  2. Become debt free

  3. Save more

  4. Spend less

  5. Invest as much as you can

Despite having a great desire to make our money behave, we realize that a community of supporters goes a long way. We want to be part of your community, one that will encourage you and celebrate with you.