Plan for the American dream

My name is Javi, Mexican born, future American, and first-generation college graduate. That beauty next to me is my wife Taylor.

After graduating from college (a feat I never thought possible) we paid off over $34,000 in debt.

I have dedicated this site to help other D.R.E.A.M.ers and DACAmented students like myself pay off debt and build wealth.


student loans

D.R.E.A.M.er: Those that support and will benefit from the Development, Relief, and Education for Alien Minors as a piece of U.S. legislation. 

D.A.C.A.mented: Individuals that benefit from the Deferred Action for Childhood Arrival, a policy instated during the Obama administration to grant work permits and legal status to Dreamers. 

What Can I Help You With?


Student loans are a burden, find out how to dominate them.


These strategies will help you pay them off and focus on what really matters, your dreams.


Side hustles are the best way to increase your income.


Make some cash on the side to reach your goals!

Latest Articles

Here are some of the latest entries from our blog section.

  • retirement

Simple guide to your retirement and 401 (k)

This page contains affiliate links. That means that if you click on one of those links, I may receive a...
November 18, 2017
  • debt free

Elvis graduated college debt free: Here’s how he did it!

Hola Dreamers. Today’s Dreamer is Elvis from Ohio. Elvis managed to graduate from college debt free and is now focused...
November 16, 2017
  • College

A new and super easy way to save for college!

When I went off to college my parents had a total of $1,000 in cash. As an immigrant family, we...
November 14, 2017

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Favorite Free Resources

These are a few of my favorite personal finance tools that helped me create a plan.

Personal Capital

Great budgeting tool. What I like about PC is the fact that it tracks your net worth. So it will keep an eye out for how much you owe, how much money is in your bank and invested.
Start For Free

Credit Sesame

Credit Sesame is a great site to begin monitoring your credit. Even though I do not use credit, It is still a great tool to help you monitor your money and prevent identity theft.
Get a Free Credit Score